OD (Over Draft) Limit/ Flexi Loans are the new way of borrowing funds in India, where you get access to a pre-approved loan limit based on your credit rating.

Free multiple part-prepayment – Part-prepay your loan whenever you have surplus funds, without any extra charge

Multiple withdrawals – No additional documentation or extra charges are required to withdraw funds multiple times

Interest charged on a daily/ day basis – You are charged interest on a daily basis, as per the amount utilized at the end of the day

Interest charged on the amount utilized – You are charged interest on the amount utilized

No multiple applications – We can have simply withdrawn money from your loan limit and transfer it directly to your account

Choose to pay interest as EMI – Reduce EMI amount up to 50 % by paying only interest as your EMI and principal amount at the end of your tenor

Online withdrawal and payments –  Withdraw and part-prepay funds through the online customer portal, Experia, for hassle-free and smooth processing

For financial backup to manage emergencies when you require a big amount,